Dwelling Protection
Pays to repair or totally rebuild your house if damaged by fire, lightning strikes, severe windstorms, hail, or vandalism.
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Save Hundreds Every Year.
Comprehensive dwelling, personal property, and liability protection customized for your house or condominium. Compare top-rated A+ carriers in 5 minutes over the phone.
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(202) XXX-XXXX
📞 Mon–Sat 8:00 AM – 8:00 PM EST • Fast Loan Closing Binders
Standard Policy Coverage
✓ HO-3 StandardTotal Protection
Comprehensive Home Coverage
For Every Hazard
Protect your structure, personal property, and financial future with our complete homeowner safeguards.
Personal Property
Replaces your furniture, appliances, high-end electronics, clothing, and sports gear if stolen or destroyed inside or away from home.
Personal Liability
Shields your savings and assets if a guest slips on your driveway or suffers accidental bodily injury on your property.
Loss of Use (Living Expenses)
Reimburses hotel bills, meals, and temporary rent if covered disaster damage forces your family to relocate during restoration.
Other Structures
Covers unattached property assets such as detached garages, storage sheds, swimming pools, boundary fences, and gazebos.
Water Backup & Sump Pump
Optional endorsement covering interior basement flooding damage caused by clogged municipal sewers or failed sump pumps.
Comparing Policies From America's Top Rated Insurers
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Seamless Quoting Process
Get Covered in 4 Simple Steps
We eliminate the headache of filling out endless 10-page online insurance forms.
1
5-Minute Call
Speak directly with a licensed property insurance agent who reviews your square footage and coverage desires.
2
Real-Time Comparison
We run your address through multiple top A-rated underwriters to uncover all available discounts and lowest rates.
3
Custom Policy Bound
Select your deductible, add valuable items endorsements, and activate same-day or future mortgage closing coverage.
4
Instant Proof Sent
We automatically email the insurance binder to your mortgage company, lender, or closing attorney.
Homeowner Reviews
Trusted By Homeowners
From Coast to Coast
Discover how simple it is to get premium home protection at a fraction of the cost.
★★★★★
"We were closing on our new house and our lender needed proof of insurance within 2 hours. SecureHome handled everything on one phone call and saved us $520 compared to our previous insurer!"
★★★★★
"By bundling our auto insurance with our home policy through SecureHome, our total annual bill dropped by almost $700. The agent was courteous, knowledgeable, and never pushy."
★★★★★
"When winter storm winds tore shingles off our roof, the claims team was responsive, compassionate, and had an adjuster out in 48 hours. Completely painless experience."
Common Inquiries
Frequently Asked Questions
About Home Insurance
Clear information to help you protect your biggest financial investment.
How much dwelling coverage do I actually need?
Dwelling coverage should equal 100% of the cost to rebuild your home from the foundation up using current local construction and labor costs. Note that replacement cost is different from your home's real estate market value, as it excludes the value of the land.
Does standard homeowners insurance cover flood or earthquake damage?
No. Standard HO-3 homeowners insurance excludes external overland flooding and earthquakes. However, our licensed agents can easily bundle separate National Flood Insurance Program (NFIP) or private flood policies and earthquake riders with your main policy.
What happens if I change insurance companies while having an escrow account?
It is totally seamless! We provide your mortgage servicer with the new insurance declarations page and billing instructions. Your lender will pay the new insurer directly from your existing escrow account, and your old insurer will mail you a check for any unused prepaid premium.
How do deductibles work for homeowners insurance?
A deductible is the out-of-pocket amount you pay toward an approved claim before insurance pays the remainder. Choosing a higher deductible (e.g., $1,500 or $2,500 instead of $500) significantly reduces your annual insurance payment.
Ready To Safeguard Your Home &
Cut Your Annual Premium?
One quick 5-minute call is all it takes. Compare top A+ rated carriers and receive your official binder today.
Call For Free Homeowners Quote
(202) XXX-XXXX